Thanks be to God. I wrote a few days ago about a lady writing me a cold check for $20 and how it was costing me $179 (the cost of the check and the fees that hit my account because of it). Well, yesterday my husband called her husband's phone ... since she wouldn't answer my calls ... to see if she was going to set my account right. She got on the phone with me and told me that her bank said the check cleared and that she wasn't going to pay the fees on my account.
Well, I explained to her that she was liable for my fees and that I had a copy of the check marked "insufficient funds" by her bank. I also explained to her that her check had her driver's license number on it and her address and I would take it to the County Attorney if I had to. She got testy and I hung up. I refused to argue with her.
We went to the bank and they called her bank. They verified that the check did bounce and they also agreed that she was liable for my fees and said for me to tell her to call them and they would explain that to her. I knew she was lying when she said her bank said the check did not bounce ... but I wanted to make sure.
Afterwards, we went to handle some business and her husband called mine. He asked where we were and asked us to wait for him. We talked and I explained to him that I was not trying to be ugly, but I did expect her to make things right and I did not like her attitude about the whole situation. I also explained to him that she did lie to me about the check and showed him the copy I had.
He paid the money. He said that he was not willing to lose a friend over this and him and my husband have been friends now for two years. I respect that too. I also appreciate the fact that he took care of it. It would have bothered me greatly if something I had done had cost someone so much money ... which is one reason I don't do checks. All those fees hurt a person's finances bad.
I also told him that I would still babysit for him. I know it is convenient for him ... and he knows his girls are in good hands. But, I did explain I wouldn't accept anymore checks. Cash only is the new policy. :)





